Clarkston's Trusted Insurance Advisor

Your Future,
Securely Guarded

Personalized insurance solutions that protect what matters most — your family, your home, your livelihood. Serving Clarkston and the greater Michigan community with integrity and expertise.

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ME
Mutual Insurance Partner
MI
Locally Based in Clarkston
FULL
Range of Coverage Options
1
Personalized Attention
What We Offer

Comprehensive Coverage
for Every Stage of Life

From your first home to your growing business, we provide tailored insurance solutions that adapt as your needs evolve — all backed by the strength of ME Mutual Insurance.

Home Insurance

Protect your most valuable investment with comprehensive coverage for your home, belongings, and personal liability — including specialized options for condos and renters.

Auto Insurance

Stay protected on the road with coverage that goes beyond the minimum — including collision, comprehensive, uninsured motorist, and roadside assistance options.

Life Insurance

Secure your family's financial future with term, whole, and universal life insurance policies designed to provide peace of mind for every generation.

Business Insurance

Shield your enterprise with tailored commercial coverage — general liability, property, workers' compensation, and professional liability for businesses of every size.

Umbrella Insurance

Add an extra layer of protection above your existing policies. Umbrella coverage provides additional liability limits when your standard policies aren't enough.

Claims Assistance

When life happens, we're here to help. Our dedicated team guides you through every step of the claims process with compassion and efficiency.

Gardner Insurance Agency office in Clarkston, Michigan
MI
Locally Owned
About Us

Rooted in Clarkston,
Committed to You

Gardner Insurance Agency has been a trusted presence in the Clarkston community, providing personalized insurance guidance grounded in local knowledge and genuine care. As a partner of ME Mutual Insurance, we bring the strength of a mutual company with the personal touch of a neighborhood agency.

Personalized risk assessments tailored to your unique situation
Long-standing partnership with ME Mutual Insurance
Direct, transparent communication — no hidden fees or surprises
Claims advocacy and ongoing policy reviews at no extra cost
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Why Choose Us

The Gardner Difference

We don't just sell policies — we build lasting relationships. Here's what sets our agency apart from the rest.

01

Local Expertise, National Strength

As a Clarkston-based agency partnering with ME Mutual Insurance, we combine deep community knowledge with the financial backing of a nationally recognized mutual insurer.

02

Honest Guidance, Not Hard Sells

We take the time to understand your actual needs before recommending coverage. No pressure, no unnecessary add-ons — just straightforward advice you can trust.

03

Full-Spectrum Protection

Whether it's your home, vehicle, business, or family's future, we offer a comprehensive suite of insurance products under one roof — simplifying your coverage management.

04

Advocacy When It Matters

When a claim arises, you're never alone. We advocate on your behalf throughout the entire process, ensuring you receive fair and timely treatment from the insurer.

Get in Touch

Let's Protect What
Matters Most

Reach out for a no-obligation consultation. We'll review your current coverage, identify gaps, and recommend solutions that fit your life and budget.

Call (124) 870-73030 Email Us
6300 Sashabaw Rd, Clarkston, MI 48346 bill.gardner@meemic.com
Is this your business?This is my business